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5 Steps for Making a Legally Valid Will

Writing your own will is not a difficult task, just begin.

(SALEM, Ore.) - There are more misconceptions about wills than just about any other personal finance topic. The good news is that it's pretty easy to write your own will with a few downloaded forms and a short guidebook.

In the case of a standard will the process is fairly simple. No matter how old you are, what your employment status is, whether you're married or single, or what your net worth is, you can create a binding, legally valid will in under an hour.

Oregon Sees More Newcomers Than Any Other State

This population growth helps fuel the Oregon economy.

(SALEM, Ore.) - A recent report from the Oregon Employment Department found that more people are moving to Oregon than are leaving. The difference between people moving in and out is called the “in-migration” number.

On average, nearly 40,000 residents from California relocate to the state, compared to the 20,000 Oregonians that headed to California, creating a net gain of 20,000 people from a single state.

Bank of America Pulls Out of Private Prisons

Profit incentives lose importance when the public interest of safety and rehabilitation is at risk.

(SALEM, Ore.) - Bank of America, the second-biggest U.S. bank, just announced they will stop financing private prisons and immigrant detention centers. Grassroots activists are lauding these actions as the success they've been working years to achieve.

"This announcement is a huge victory in the fight towards ending mass incarceration and detention of Black and brown people across the United States," said the Daily KOS.

Is Trump Above the Law?

It is a long shot that the Democrats will win a majority in the Senate in 2020.

(SAN FRANCISCO, Calif.) - Although the Supreme Court in Clinton v. Jones ruled a sitting president is not above the law, I'm not so sure this is true in fact in the case of President Donald Trump.

Normally the U.S. Constitution’s checks and balances would rein in a rogue president like Trump. But presently we have a U.S. Senate controlled by Trump-enabling Republicans and a Supreme Court packed by a Republican-controlled Senate.

Shame and Blame As Oregon Climate Bill Collapses

The runaway Senators are also preventing the Senate from attending to important issues, like the state budget.

(SALEM, Ore.) - The Oregon Senate found itself at the center of national and international news on Thursday June 25th, as a landmark climate bill failed to pass during farcical scenes, and blame was passed everywhere by the furious senators who attempted to pass the bill.

Eleven Republican senators walked out of the Senate, thus denying their Democratic colleagues the chance to vote on the issue.

Forensic Scriptures: Manifesto 13

(BOSTON) - "If all of Ace Knight’s research and the conclusions he draws from it prove to be valid, then the traditional view of John the Baptist/Yahya, both scholarly and conventional, Jewish, Christian and Muslim, will be subjected to a tidal wave of revision and reconsideration.

"This will also affect most extant translations of the Quran into English, with the exception of The Sublime Quran by Dr. Laleh Bakhtiar which incorporates all of his results that relate to Quranic verses," wrote journalist Tim King.

Former President of Oregon Foster Care Agency Sentenced to 33 Months in Federal Prison

Mary Ayala Holden, via Give Us This Day, took in thousands of kids through the past 15 years.

(PORTLAND, Ore.) - After eight days of trial, Ayala was convicted by a federal jury in Portland on five counts of theft concerning programs receiving federal funds, two counts of engaging in monetary transactions in criminally derived property and seven counts of filing a false federal tax return.

Mary Holden Ayala was sentenced June 21st to 33 months in federal prison and three years’ supervised release for stealing over $1 million from an Oregon foster care agency, and other crimes.

Oregon Man Sentenced to 7 Years in Federal Prison for Hash Oil Explosion

BHO (Butane Honey Oil) is a concentrated cannabis product extracted using highly flammable or combustible solvents.

(PORTLAND, Ore.) - Eric L. Scully, of Cottage Grove, Oregon, was sentenced June 20th to 78 months in federal prison and five years supervised release for endangering human life and illegally possessing and manufacturing marijuana during a November 2017 butane honey oil (BHO) explosion in Cottage Grove.

Scully was also sentenced to six months in prison for violating the supervised release conditions of a previous federal money laundering conviction. The two prison sentences will run consecutively, for a total of 84 months in prison.

Is Interest on HELOCs and Home Equity Loans Tax Deductible?

Tap into your home equity lenders advice on the topic as well.

(SALEM, Ore.) - For homeowners who decide to borrow against the equity in their homes, either via a home equity line of credit (HELOC) or a home equity loan, it is possible to sometimes deduct the insurance expense on a federal tax return.

The laws have recently changed due to the legislation called the Tax Cuts and Jobs Act. In most cases, it's now harder to deduct loan interest than it used to be.

How to Attract the Girl of Your Dreams: Tips on Flirting

Dating should be really fun for both of you. Think ahead!

(SALEM, Ore.) - Lots of men think that there is nothing difficult in flirting with women. Those guys have probably been born with a so-called “gift from nature”. However, it does not mean that all the rest of their competition will stand aside. It's important to make a great first impression, and to keep her attention.

Good flirting can be an acquired talent. The only thing a man needs is practice.