Salem-News.com Insurance articles

Finding the Most Suitable Travel Insurance Coverage

Always be sure and read the small print!

(SALEM, Ore.) - Anyone that travels abroad without travel insurance in place risks having to pay out dearly in the event that they get sick or injured whilst away, and they also don’t have the benefit of cover against losses, damages, or theft of their belongings.

It is therefore vital that you take out travel insurance cover if you are travelling abroad, both for peace of mind and for protection.

Flood Risk in Oregon Increases Due to Worse-than-Normal Fire Season

The upcoming rains may be another challenge for many.

(SALEM, Ore.) - Areas in Oregon downstream of wildfires are at greater risk for flooding this year, and authorities are urging home and business owner in affected areas to purchase flood insurance.

"Fires have increased flood potential downstream from burned areas and home and business owners in those areas should look into purchasing flood insurance before the rainy season begins," said Christine Shirley, National Flood Insurance Coordinator (NFIPC) for ODLC.

Registration for Cover Oregon Application Fairs Filling Up Quickly Across the State

Prior to arriving at a fair, Cover Oregon asks that people pre-register online for a specific time slot.

(SALEM) - Cover Oregon is kicking off the first of six application fairs across the state today to help people apply for health insurance. Interest in the fairs is high and registration time slots are filling quickly. Space is limited and Cover Oregon encourages people who wish to attend an event to pre-register at Application Fairs Registration. Pre-registration is encouraged, but not required. There may also be wait times.

In addition, Oregonians are encouraged to start their application now by downloading and printing it at CoverOregon.com and bringing it to the fair.

OHSU Responds to Today`s U.S. Supreme Court Ruling on the Affordable Care Act

"...we believe that coverage for all Americans is an essential component required for real health reform." - OHSU President Dr. Joe Robertson, M.D., M.B.A.

(PORTLAND, OR) - This week, Oregon Health & Science University, along with other health care providers across the state, have been closely monitoring the nation's capital for the Supreme Court's ruling on the Affordable Care Act.

We are now thoroughly analyzing the decision.

Two Papers Examine Threat to Oregon`s Health Exchange Posed by `Adverse Selection`

OCPP has published two papers examining the threat that adverse selection poses to Oregon's health exchange.

(SILVERTON, Ore.) - Established by the 2011 Oregon legislature, the Oregon Health Insurance Exchange is a key part of the state's effort to create affordable, quality health coverage for all Oregonians. It's set to begin operating in 2014.

The laws that created the exchange, however, leave it exposed to a dynamic that has caused the demise of health insurance exchanges in other states: adverse selection.

Oregon`s High Court Upholds $9 Million Judgment Against Farmer`s Insurance

The majority opinion in the case noted that the high court considered the defendant’s arguments in the petition for review.

(SACRAMENTO) - The Oregon Supreme Court has has upheld a $8.9 million judgment against Farmer’s Insurance Co. of Oregon, following a class action complaint decrying the company’s practices related to payment of personal injury protection (PIP) benefits.

The decision, issued July 8, marked the Supreme Court’s second opinion in the case.

The Toxic Chinese Drywall Controversy

It is estimated that between 60,000 and 100,000 homes and commercial properties across the United States were made from this material.

(SAN FRANCISCO) - I first became aware of the problem of toxic drywall manufactured in China during my 2010 visit to New Orleans. Many homeowners rebuilt their homes after Hurricane Katrina in August 2005, and Hurricane Rita in September 2005 using Chinese drywall.

This drywall made occupants sick, corroded metal fixtures, and rendered homes unfit to live in. Homeowners had to tear out the drywall, corroded wiring, fixtures, etc.

Mercenary Medical Insurance and Mercenary Medical Doctors

The Medical Insurance Companies are “supposed” to be the advocates between patient and doctor! Surprise! They are not. They are in the same bed.

(MOLALLA, Ore.) - On June 3rd the Oregonian printed a headline Regence (Medical Insurance) Raised Premiums 22%.

One hundred and fifty victims came to a “Bitch session” asking WHY? WHY? WHY? I’m here to try and explain what’s going on but certainly not to endorse it.

Special Report The Great Immigration Stalemate

SB 1070's momentum could be dissipating, but immigration controversies are still stewing.

(LAS CRUCES, N.M.) - Five years ago, possibly millions of people marched across the US demanding justice for the nation’s estimated 12 million undocumented residents.

Hitting a high point with work stoppages on May Day 2006, the pro-immigrant protest was the largest social movement in the US since the civil rights and anti-Vietnam War years.

Help a Dad and His Kids Find the American Dream

7000 miles, 6 games, 3 weeks, 2 kids and one car.

(PORTLAND, Ore.) - A former U.S. Marine from Oregon and his two kids will set out on a most unique educational and reporting journey.

Dave Ward of Portland, Oregon, wants to show his son the America we know in our heart, the one that has something to do with apple pie and baseball, and he could use a little help.